/*
================================================================
  TRUSTPAYSOLUTION — NEO THEME 2025
  Bold. Emerald-on-Dark. Premium Fintech.
================================================================
*/

@import url('https://fonts.googleapis.com/css2?family=Sora:wght@300;400;500;600;700;800;900&display=swap');

/* ── Tokens ── */
:root {
  --em:      #00e676;   /* Emerald accent */
  --em-dk:   #00c853;
  --em-lt:   #69f0ae;
  --em-glow: rgba(0,230,118,.18);
  --dark:    #090e1a;
  --dark2:   #0f1628;
  --dark3:   #161f35;
  --dark4:   #1c2740;
  --white:   #ffffff;
  --off:     #f6f8ff;
  --off2:    #eef0f8;
  --border:  #e2e6f0;
  --bd-dk:   rgba(255,255,255,.07);
  --txt:     #0d1526;
  --muted:   #6b7a99;
  --red:     #ef4444;
  --gold:    #f59e0b;

  --r-xl:   24px;
  --r-lg:   16px;
  --r-md:   10px;
  --r-pill: 100px;

  --sh:  0 2px 16px rgba(10,15,30,.07),0 8px 32px rgba(10,15,30,.05);
  --shf: 0 12px 48px rgba(10,15,30,.14);
  --she: 0 8px 32px rgba(0,230,118,.22);
}

/* ── Reset ── */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:'Sora',system-ui,sans-serif;
  font-size:16px;color:var(--txt);background:#fff;
  -webkit-font-smoothing:antialiased;overflow-x:hidden;
}
img{max-width:100%;height:auto;display:block}
a{color:inherit;text-decoration:none;transition:all .22s}
ul{list-style:none}
button{cursor:pointer;border:none;background:none;font-family:inherit}

/* ── Typography ── */
h1,h2,h3,h4,h5,h6{
  font-family:'Sora',sans-serif;color:var(--txt);
  font-weight:800;line-height:1.15;letter-spacing:-.025em;
}
h1{font-size:clamp(2.4rem,5vw,4rem)}
h2{font-size:clamp(1.8rem,3.5vw,2.8rem)}
h3{font-size:clamp(1.1rem,2vw,1.45rem);font-weight:700}
p{line-height:1.72;color:var(--muted)}

/* ── Utility ── */
.container{width:100%;max-width:1180px;margin:0 auto;padding:0 24px}
.section{padding:100px 0}
.section-sm{padding:64px 0}
.text-center{text-align:center}
.w-100{width:100%}
.d-none{display:none}
.mt-8{margin-top:8px}.mt-16{margin-top:16px}.mt-24{margin-top:24px}.mt-32{margin-top:32px}
.mb-8{margin-bottom:8px}.mb-16{margin-bottom:16px}.mb-0{margin-bottom:0}

/* ── Tag / Label ── */
.tag{
  display:inline-flex;align-items:center;gap:6px;
  background:rgba(0,230,118,.10);color:var(--em-dk);
  font-size:11px;font-weight:700;letter-spacing:1.6px;text-transform:uppercase;
  padding:5px 14px;border-radius:var(--r-pill);
  border:1px solid rgba(0,230,118,.25);
}
.tag-dark{background:rgba(255,255,255,.06);color:rgba(255,255,255,.7);border-color:rgba(255,255,255,.12)}
.section-label{margin-bottom:12px}
.section-title{font-size:clamp(1.9rem,3.5vw,2.6rem);margin-bottom:14px}
.section-sub{font-size:1.05rem;max-width:560px;margin:0 auto;color:var(--muted)}

/* ── Buttons ── */
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  gap:8px;padding:14px 30px;border-radius:var(--r-pill);
  font-weight:700;font-size:15px;transition:all .25s;white-space:nowrap;font-family:'Sora',sans-serif;
}
.btn-primary{
  background:var(--em);color:var(--dark);
  box-shadow:var(--she);
}
.btn-primary:hover{
  background:var(--em-dk);color:var(--dark);
  transform:translateY(-2px);box-shadow:0 16px 40px rgba(0,230,118,.35);
}
.btn-dark{background:var(--dark);color:#fff}
.btn-dark:hover{background:var(--dark2);transform:translateY(-2px)}
.btn-outline{
  background:transparent;color:var(--txt);
  border:2px solid var(--border);
}
.btn-outline:hover{border-color:var(--em);color:var(--em-dk)}
.btn-ghost-white{
  background:rgba(255,255,255,.08);color:#fff;
  border:1.5px solid rgba(255,255,255,.18);
}
.btn-ghost-white:hover{background:rgba(255,255,255,.16);color:#fff}
.btn-white{background:#fff;color:var(--dark);font-weight:700;box-shadow:0 4px 20px rgba(0,0,0,.10)}
.btn-white:hover{background:var(--off);transform:translateY(-2px)}
.btn-lg{padding:18px 44px;font-size:17px}
.btn-sm{padding:9px 20px;font-size:13px}

/* ── Navbar ── */
.tp-nav{
  position:fixed;top:0;left:0;right:0;z-index:9999;
  background:rgba(9,14,26,.92);
  backdrop-filter:blur(24px);-webkit-backdrop-filter:blur(24px);
  border-bottom:1px solid var(--bd-dk);
  transition:box-shadow .3s,background .3s;
}
.tp-nav.scrolled{
  background:rgba(9,14,26,.98);
  box-shadow:0 4px 32px rgba(0,0,0,.3);
}
.tp-nav .inner{
  display:flex;align-items:center;justify-content:space-between;height:70px;
}
.tp-nav .logo img{height:36px;width:auto;object-fit:contain;filter:brightness(0) invert(1);opacity:.9}
.tp-nav .nav-links{display:flex;align-items:center;gap:2px}
.tp-nav .nav-links a{
  padding:8px 16px;border-radius:var(--r-pill);
  font-size:14px;font-weight:600;color:rgba(255,255,255,.65);transition:all .2s;
}
.tp-nav .nav-links a:hover,.tp-nav .nav-links a.active{
  color:#fff;background:rgba(255,255,255,.08);
}
.tp-nav .nav-cta{display:flex;align-items:center;gap:10px}

/* hamburger */
.tp-nav .hamburger{
  display:none;flex-direction:column;gap:5px;padding:6px;cursor:pointer;
}
.tp-nav .hamburger span{
  display:block;width:24px;height:2px;background:#fff;
  border-radius:2px;transition:all .3s;
}
.tp-nav .mobile-menu{
  display:none;position:absolute;top:100%;left:0;right:0;
  background:var(--dark2);border-bottom:1px solid var(--bd-dk);
  padding:16px 24px 24px;flex-direction:column;gap:4px;
}
.tp-nav .mobile-menu.open{display:flex}
.tp-nav .mobile-menu a{
  padding:12px 16px;border-radius:var(--r-md);
  font-weight:600;font-size:15px;color:rgba(255,255,255,.65);
}
.tp-nav .mobile-menu a:hover{color:#fff;background:rgba(255,255,255,.07)}
.tp-nav .mobile-menu .btn{width:100%;margin-top:8px;justify-content:center}
body{padding-top:70px}

@media(max-width:768px){
  .tp-nav .nav-links,.tp-nav .nav-cta{display:none}
  .tp-nav .hamburger{display:flex}
}

/* ── Hero ── */
.hero{
  background:var(--dark);
  padding:96px 0 80px;min-height:100vh;
  display:flex;align-items:center;position:relative;overflow:hidden;
}
.hero-glow{
  position:absolute;top:-160px;right:-100px;
  width:640px;height:640px;border-radius:50%;
  background:radial-gradient(circle,rgba(0,230,118,.14) 0%,transparent 65%);
  pointer-events:none;
}
.hero-grid-bg{
  position:absolute;inset:0;
  background-image:
    linear-gradient(rgba(0,230,118,.04) 1px,transparent 1px),
    linear-gradient(90deg,rgba(0,230,118,.04) 1px,transparent 1px);
  background-size:56px 56px;pointer-events:none;
}
.hero .container{position:relative;z-index:2}
.hero-layout{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.hero-tag{margin-bottom:20px}
.hero h1{color:#fff;margin-bottom:18px}
.hero h1 .hi{
  background:linear-gradient(90deg,var(--em),var(--em-lt));
  -webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;
}
.hero p{color:rgba(255,255,255,.6);font-size:1.1rem;margin-bottom:36px;max-width:480px;line-height:1.75}
.hero-btns{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:48px}
.hero-stats{display:flex;gap:36px;flex-wrap:wrap}
.hero-stat strong{display:block;font-size:1.7rem;color:#fff;font-weight:900;letter-spacing:-.04em}
.hero-stat span{font-size:11px;color:rgba(255,255,255,.45);text-transform:uppercase;letter-spacing:.8px}

/* Calc card */
.calc-card{
  background:#fff;border-radius:var(--r-xl);
  padding:32px;box-shadow:0 28px 72px rgba(0,0,0,.32);
}
.calc-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:22px}
.calc-head h4{font-size:16px;font-weight:700;color:var(--txt)}
.calc-badge{
  background:#f0fdf4;color:#166534;
  font-size:11px;font-weight:700;padding:4px 12px;border-radius:var(--r-pill);
  display:flex;align-items:center;gap:5px;
}
.calc-field{
  border:1.5px solid var(--border);border-radius:var(--r-lg);
  padding:16px 18px;transition:border-color .22s;
}
.calc-field:hover,.calc-field:focus-within{border-color:var(--em)}
.calc-field label{display:block;font-size:11px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.7px;margin-bottom:8px}
.calc-row{display:flex;align-items:center;justify-content:space-between;gap:12px}
.calc-flag{
  display:flex;align-items:center;gap:8px;
  background:var(--off);padding:8px 14px;border-radius:var(--r-pill);
  font-weight:700;font-size:14px;color:var(--txt);
}
.calc-flag img{width:22px;height:22px;border-radius:50%;object-fit:cover}
.calc-amount-input{
  border:none;background:transparent;text-align:right;
  font-size:26px;font-weight:800;color:var(--txt);
  width:100%;outline:none;font-family:'Sora',sans-serif;
}
.calc-divider{position:relative;padding:14px 0}
.calc-divider::before{
  content:'';position:absolute;left:28px;right:0;top:50%;
  height:1px;background:var(--border);
}
.calc-detail-row{
  display:flex;align-items:center;justify-content:space-between;
  padding:5px 0;font-size:13px;
}
.calc-detail-row .lbl{color:var(--muted);display:flex;align-items:center;gap:8px}
.calc-detail-row .lbl .dot{
  width:22px;height:22px;border-radius:50%;background:var(--off2);
  display:flex;align-items:center;justify-content:center;font-size:10px;color:var(--muted);
}
.calc-detail-row .val{font-weight:700;color:var(--txt)}
.calc-info{
  display:flex;align-items:center;gap:12px;
  padding:14px 0;border-top:1px solid var(--border);margin-top:8px;
}
.calc-info i{font-size:20px;color:var(--txt)}
.calc-info p{margin:0;font-size:13px}
.calc-info p strong{display:block;font-size:14px;color:var(--txt)}
.calc-info p span{color:var(--muted)}
.calc-btn{
  width:100%;background:var(--em);color:var(--dark);
  border:none;border-radius:var(--r-pill);padding:16px;
  font-size:16px;font-weight:800;cursor:pointer;font-family:'Sora',sans-serif;
  margin-top:14px;transition:all .25s;box-shadow:var(--she);
}
.calc-btn:hover{background:var(--em-dk);transform:translateY(-2px)}
.calc-promo{
  background:rgba(0,230,118,.07);color:var(--em-dk);border-radius:var(--r-md);
  padding:9px 14px;font-size:12px;font-weight:600;margin:10px 0;text-align:center;
  border:1px solid rgba(0,230,118,.15);
}
.calc-promo a{color:var(--em-dk);text-decoration:underline}

@media(max-width:991px){.hero-layout{grid-template-columns:1fr;gap:48px}.hero{padding:72px 0 60px;min-height:auto}}
@media(max-width:480px){.hero-btns{flex-direction:column}.hero-btns .btn{width:100%}}

/* ── Partners bar ── */
.partners-bar{
  background:var(--dark2);padding:26px 0;overflow:hidden;
  border-top:1px solid var(--bd-dk);border-bottom:1px solid var(--bd-dk);
}
.marquee-track{
  display:flex;gap:52px;align-items:center;
  animation:marquee 24s linear infinite;white-space:nowrap;
}
.marquee-track:hover{animation-play-state:paused}
.marquee-track img{height:26px;width:auto;filter:brightness(0) invert(1);opacity:.45;transition:.2s}
.marquee-track img:hover{opacity:.85}
@keyframes marquee{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}

/* ── Features pills ── */
.features-row{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin-top:48px}
.fpill{
  display:inline-flex;align-items:center;gap:10px;
  background:#fff;border:1.5px solid var(--border);border-radius:var(--r-pill);
  padding:10px 20px;font-size:14px;font-weight:600;color:var(--txt);
  box-shadow:var(--sh);transition:all .25s;
}
.fpill:hover{border-color:var(--em);color:var(--em-dk);box-shadow:0 4px 20px rgba(0,230,118,.15);transform:translateY(-2px)}
.fpill i{font-size:17px;color:var(--em-dk)}

/* ── Process / How ── */
.how-section{background:var(--off)}
.how-grid{
  display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:56px;
}
.how-card{
  background:#fff;border-radius:var(--r-xl);padding:32px 24px;
  border:1.5px solid var(--border);position:relative;transition:all .3s;
}
.how-card:hover{
  border-color:var(--em);transform:translateY(-6px);
  box-shadow:0 12px 36px rgba(0,230,118,.10);
}
.how-num{
  width:40px;height:40px;border-radius:var(--r-md);
  background:var(--em);color:var(--dark);
  display:flex;align-items:center;justify-content:center;
  font-weight:900;font-size:15px;margin-bottom:18px;
}
.how-icon{
  width:52px;height:52px;border-radius:var(--r-lg);
  background:rgba(0,230,118,.08);
  display:flex;align-items:center;justify-content:center;
  font-size:24px;color:var(--em-dk);margin-bottom:16px;
}
.how-card h3{font-size:17px;margin-bottom:8px}
.how-card p{font-size:14px;color:var(--muted);margin:0;line-height:1.65}
.how-arrow{
  position:absolute;right:-14px;top:50%;transform:translateY(-50%);
  width:28px;height:28px;background:#fff;border:1.5px solid var(--border);
  border-radius:50%;display:flex;align-items:center;justify-content:center;
  font-size:12px;color:var(--muted);z-index:2;
}
.how-card:last-child .how-arrow{display:none}
@media(max-width:991px){.how-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.how-grid{grid-template-columns:1fr}.how-arrow{display:none}}

/* ── Why choose ── */
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:56px}
.why-card{
  border-radius:var(--r-xl);padding:36px 28px;
  border:1.5px solid var(--border);background:#fff;transition:all .3s;
}
.why-card:hover{
  border-color:var(--em);transform:translateY(-6px);
  box-shadow:0 12px 40px rgba(0,230,118,.10);
}
.why-icon{
  width:58px;height:58px;border-radius:var(--r-lg);
  background:rgba(0,230,118,.08);
  display:flex;align-items:center;justify-content:center;
  font-size:26px;color:var(--em-dk);margin-bottom:20px;
  transition:all .3s;
}
.why-card:hover .why-icon{background:var(--em);color:var(--dark)}
.why-card h3{font-size:18px;margin-bottom:10px}
.why-card p{font-size:14.5px;color:var(--muted);margin:0;line-height:1.65}
@media(max-width:768px){.why-grid{grid-template-columns:1fr 1fr}}
@media(max-width:480px){.why-grid{grid-template-columns:1fr}}

/* ── Stats ── */
.stats-section{
  background:var(--dark);position:relative;overflow:hidden;
}
.stats-section::before{
  content:'';position:absolute;inset:0;
  background-image:
    linear-gradient(rgba(0,230,118,.05) 1px,transparent 1px),
    linear-gradient(90deg,rgba(0,230,118,.05) 1px,transparent 1px);
  background-size:52px 52px;pointer-events:none;
}
.stats-glow{
  position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);
  width:500px;height:500px;border-radius:50%;
  background:radial-gradient(circle,rgba(0,230,118,.08) 0%,transparent 65%);
  pointer-events:none;
}
.stats-grid{
  display:grid;grid-template-columns:repeat(4,1fr);gap:24px;
  position:relative;z-index:2;
}
.stat-box{
  background:rgba(255,255,255,.03);border:1px solid var(--bd-dk);
  border-radius:var(--r-xl);padding:36px 24px;text-align:center;transition:all .35s;
}
.stat-box:hover{
  background:rgba(0,230,118,.06);border-color:rgba(0,230,118,.25);
  transform:translateY(-8px);
}
.stat-box strong{
  display:block;font-size:clamp(2.2rem,4vw,3.2rem);
  font-weight:900;color:#fff;letter-spacing:-.04em;margin-bottom:6px;
}
.stat-box strong span{color:var(--em)}
.stat-box p{font-size:12px;color:rgba(255,255,255,.45);text-transform:uppercase;letter-spacing:1px;font-weight:600;margin:0}
@media(max-width:768px){.stats-grid{grid-template-columns:repeat(2,1fr)}}

/* ── Testimonials ── */
.testi-section{background:var(--off)}
.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:52px}
.testi-card{
  background:#fff;border-radius:var(--r-xl);padding:32px;
  border:1.5px solid var(--border);transition:all .3s;display:flex;flex-direction:column;
}
.testi-card:hover{
  border-color:rgba(0,230,118,.35);transform:translateY(-6px);
  box-shadow:0 12px 40px rgba(0,230,118,.08);
}
.testi-stars{display:flex;gap:3px;margin-bottom:16px}
.testi-stars i{color:var(--gold);font-size:15px}
.testi-text{font-size:15px;color:var(--muted);line-height:1.7;flex:1;font-style:italic;margin-bottom:22px}
.testi-user{display:flex;align-items:center;gap:14px;border-top:1px solid var(--border);padding-top:18px}
.testi-avatar{
  width:46px;height:46px;border-radius:50%;flex-shrink:0;
  background:linear-gradient(135deg,var(--dark),var(--em-dk));
  display:flex;align-items:center;justify-content:center;
  font-size:18px;font-weight:800;color:#fff;
}
.testi-user h5{font-size:15px;font-weight:700;margin-bottom:2px;color:var(--txt)}
.testi-user span{font-size:12px;color:var(--muted)}
@media(max-width:900px){.testi-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.testi-grid{grid-template-columns:1fr}}

/* ── FAQ ── */
.faq-wrap{max-width:760px;margin:52px auto 0}
.faq-item{
  border:1.5px solid var(--border);border-radius:var(--r-lg);
  margin-bottom:12px;overflow:hidden;transition:border-color .2s;
}
.faq-item.open,.faq-item:hover{border-color:var(--em)}
.faq-q{
  width:100%;display:flex;justify-content:space-between;align-items:center;
  padding:20px 24px;background:none;font-family:'Sora',sans-serif;
  font-size:16px;font-weight:700;color:var(--txt);cursor:pointer;text-align:left;
}
.faq-q .ico{
  width:28px;height:28px;border-radius:50%;
  background:var(--off2);display:flex;align-items:center;justify-content:center;
  font-size:14px;color:var(--muted);flex-shrink:0;transition:all .3s;
}
.faq-item.open .faq-q{color:var(--em-dk)}
.faq-item.open .faq-q .ico{background:var(--em);color:var(--dark);transform:rotate(45deg)}
.faq-a{
  display:none;padding:0 24px 20px;
  font-size:14.5px;color:var(--muted);line-height:1.7;
  border-top:1px solid var(--border);padding-top:16px;
}
.faq-item.open .faq-a{display:block}

/* ── CTA ── */
.cta-section{
  background:linear-gradient(135deg,var(--dark2) 0%,var(--dark3) 100%);
  border-radius:var(--r-xl);margin:0 24px;padding:72px 48px;
  text-align:center;position:relative;overflow:hidden;
  border:1px solid var(--bd-dk);
}
.cta-section::before{
  content:'';position:absolute;top:-120px;left:50%;transform:translateX(-50%);
  width:400px;height:400px;border-radius:50%;
  background:radial-gradient(circle,rgba(0,230,118,.10) 0%,transparent 65%);
  pointer-events:none;
}
.cta-section h2{color:#fff;margin-bottom:14px;position:relative;z-index:1}
.cta-section p{color:rgba(255,255,255,.65);max-width:500px;margin:0 auto 32px;position:relative;z-index:1}
.cta-btns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;position:relative;z-index:1}
@media(max-width:600px){
  .cta-section{padding:44px 22px;margin:0 16px}
  .cta-btns{flex-direction:column;align-items:center}
  .cta-btns .btn{width:100%;max-width:320px}
}

/* ── Footer ── */
.tp-footer{
  background:var(--dark);
  border-top:1px solid rgba(255,255,255,.05);padding:72px 0 0;
}
.footer-grid{
  display:grid;grid-template-columns:2fr 1fr 1fr 1.5fr;gap:40px;
  padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,.06);
}
.footer-brand .logo img{height:32px;filter:brightness(0) invert(1);opacity:.85;margin-bottom:16px}
.footer-brand p{font-size:14px;color:rgba(255,255,255,.45);line-height:1.7;max-width:240px;margin-bottom:24px}
.footer-socials{display:flex;gap:10px}
.footer-socials a{
  width:36px;height:36px;border-radius:50%;
  background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.09);
  display:flex;align-items:center;justify-content:center;
  color:rgba(255,255,255,.55);font-size:15px;transition:all .25s;
}
.footer-socials a:hover{background:var(--em);border-color:var(--em);color:var(--dark);transform:translateY(-3px)}
.footer-col h5{font-size:12px;font-weight:800;color:#fff;text-transform:uppercase;letter-spacing:1.2px;margin-bottom:18px}
.footer-col ul{display:flex;flex-direction:column;gap:10px}
.footer-col ul li a{font-size:14px;color:rgba(255,255,255,.45);transition:color .2s}
.footer-col ul li a:hover{color:var(--em-lt)}
.footer-contact-item{display:flex;gap:12px;align-items:flex-start;margin-bottom:14px}
.footer-contact-item i{font-size:15px;color:var(--em);margin-top:2px;flex-shrink:0}
.footer-contact-item p{font-size:13px;color:rgba(255,255,255,.45);margin:0;line-height:1.6}
.footer-contact-item p a{color:rgba(255,255,255,.6);transition:color .2s}
.footer-contact-item p a:hover{color:var(--em-lt)}
.footer-bottom{
  display:flex;align-items:center;justify-content:space-between;padding:20px 0;
}
.footer-bottom p{font-size:13px;color:rgba(255,255,255,.3)}
.footer-bottom a{color:rgba(255,255,255,.45);font-size:13px;margin-left:20px;transition:color .2s}
.footer-bottom a:hover{color:var(--em-lt)}
@media(max-width:900px){.footer-grid{grid-template-columns:1fr 1fr;gap:32px}}
@media(max-width:560px){.footer-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column;gap:12px;text-align:center}}

/* ── Page hero (inner pages) ── */
.page-hero{
  background:var(--dark);padding:80px 0 60px;
  text-align:center;position:relative;overflow:hidden;
}
.page-hero::before{
  content:'';position:absolute;inset:0;
  background-image:
    linear-gradient(rgba(0,230,118,.05) 1px,transparent 1px),
    linear-gradient(90deg,rgba(0,230,118,.05) 1px,transparent 1px);
  background-size:52px 52px;pointer-events:none;
}
.page-hero .container{position:relative;z-index:2}
.page-hero h1{color:#fff;font-size:clamp(1.8rem,4vw,3rem);margin-bottom:10px}
.breadcrumb{display:flex;align-items:center;justify-content:center;gap:8px;margin-top:12px}
.breadcrumb a{font-size:14px;color:rgba(255,255,255,.5);transition:color .2s}
.breadcrumb a:hover{color:var(--em-lt)}
.breadcrumb span{font-size:14px;color:rgba(255,255,255,.25)}
.breadcrumb .current{font-size:14px;color:rgba(255,255,255,.65);font-weight:600}

/* ── Contact ── */
.contact-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:52px}
.contact-card{
  background:#fff;border-radius:var(--r-xl);padding:36px 28px;text-align:center;
  border:1.5px solid var(--border);transition:all .3s;
}
.contact-card:hover{
  border-color:var(--em);transform:translateY(-6px);
  box-shadow:0 12px 40px rgba(0,230,118,.10);
}
.contact-icon{
  width:64px;height:64px;border-radius:var(--r-lg);
  background:rgba(0,230,118,.08);color:var(--em-dk);
  display:flex;align-items:center;justify-content:center;
  font-size:26px;margin:0 auto 18px;transition:all .3s;
}
.contact-card:hover .contact-icon{background:var(--em);color:var(--dark)}
.contact-card h3{font-size:17px;margin-bottom:8px}
.contact-card p,.contact-card a{font-size:14.5px;color:var(--muted);transition:color .2s}
.contact-card a:hover{color:var(--em-dk)}
.map-wrap{margin-top:52px;border-radius:var(--r-xl);overflow:hidden;border:1.5px solid var(--border);box-shadow:var(--sh)}
.map-wrap iframe{display:block;width:100%;height:440px;border:none}
@media(max-width:768px){.contact-cards{grid-template-columns:1fr 1fr}}
@media(max-width:480px){.contact-cards{grid-template-columns:1fr}}

/* ── Auth ── */
.auth-wrap{
  min-height:calc(100vh - 70px);
  display:flex;align-items:center;justify-content:center;
  background:linear-gradient(160deg,#e8fff2 0%,var(--off) 100%);
  padding:48px 24px;
}
.auth-card{
  background:#fff;border-radius:var(--r-xl);
  padding:48px 40px;max-width:440px;width:100%;
  box-shadow:var(--shf);border:1.5px solid var(--border);position:relative;
}
.auth-card::before{
  content:'';position:absolute;top:0;left:0;right:0;height:4px;
  background:linear-gradient(90deg,var(--em),var(--em-lt));
  border-radius:var(--r-xl) var(--r-xl) 0 0;
}
.auth-logo{text-align:center;margin-bottom:28px}
.auth-logo img{height:34px;margin:0 auto}
.auth-card h2{font-size:22px;text-align:center;margin-bottom:6px}
.auth-card .sub{text-align:center;color:var(--muted);font-size:14px;margin-bottom:30px}
.form-group{margin-bottom:20px}
.form-group label{
  display:block;font-size:12px;font-weight:700;color:var(--muted);
  text-transform:uppercase;letter-spacing:.7px;margin-bottom:8px;
}
.input-wrap{
  display:flex;border:1.5px solid var(--border);border-radius:var(--r-lg);
  overflow:hidden;transition:border-color .2s;background:#fff;
}
.input-wrap:focus-within{border-color:var(--em);box-shadow:0 0 0 4px rgba(0,230,118,.10)}
.input-prefix{
  padding:14px 16px;background:var(--off);color:var(--txt);
  font-weight:700;font-size:15px;border-right:1.5px solid var(--border);white-space:nowrap;
}
.input-wrap input,.input-standalone{
  flex:1;border:none;outline:none;padding:14px 16px;
  font-size:16px;font-family:'Sora',sans-serif;color:var(--txt);background:transparent;
}
.input-standalone{
  width:100%;border:1.5px solid var(--border);border-radius:var(--r-lg);background:#fff;
  transition:all .2s;
}
.input-standalone:focus{border-color:var(--em);box-shadow:0 0 0 4px rgba(0,230,118,.10)}
.input-standalone.otp{text-align:center;letter-spacing:12px;font-size:26px;font-weight:800}
.btn-full{width:100%;justify-content:center}
.auth-alert{
  padding:12px 16px;border-radius:var(--r-md);font-size:14px;
  font-weight:600;margin-top:16px;display:none;
}
.auth-alert.error{background:#fef2f2;color:#991b1b;border:1px solid #fecaca}
.auth-alert.success{background:#f0fdf4;color:#166534;border:1px solid #bbf7d0}
.otp-sent-banner{
  background:#f0fdf4;border:1px solid #bbf7d0;border-radius:var(--r-md);
  padding:12px 16px;font-size:14px;color:#166534;font-weight:600;
  text-align:center;margin-bottom:20px;display:flex;align-items:center;gap:8px;justify-content:center;
}
.resend-row{text-align:center;margin-top:16px;font-size:14px;color:var(--muted)}
.resend-row a,.resend-row button{color:var(--em-dk);font-weight:700;cursor:pointer;background:none;border:none;font-family:inherit;font-size:14px}
@media(max-width:480px){.auth-card{padding:36px 22px}}

/* ── Transfer ── */
.transfer-page{background:var(--off);min-height:calc(100vh - 70px);padding:40px 0 64px}
.transfer-layout{display:grid;grid-template-columns:280px 1fr;gap:28px;align-items:start}
.t-sidebar{
  background:#fff;border-radius:var(--r-xl);
  border:1.5px solid var(--border);padding:28px;position:sticky;top:90px;
}
.t-sidebar-title{font-size:11px;font-weight:800;color:var(--muted);text-transform:uppercase;letter-spacing:1.2px;margin-bottom:28px}
.t-steps{display:flex;flex-direction:column;gap:0;position:relative}
.t-steps::before{content:'';position:absolute;left:17px;top:18px;bottom:18px;width:2px;background:var(--border);z-index:0}
.t-step{display:flex;align-items:center;gap:14px;padding:10px 0;position:relative;z-index:1}
.t-step-dot{
  width:34px;height:34px;border-radius:50%;flex-shrink:0;
  border:2px solid var(--border);background:#fff;
  display:flex;align-items:center;justify-content:center;
  font-size:13px;font-weight:800;color:var(--muted);transition:all .3s;
}
.t-step.active .t-step-dot{background:var(--em);border-color:var(--em);color:var(--dark);box-shadow:0 0 16px rgba(0,230,118,.30)}
.t-step.done .t-step-dot{background:#10b981;border-color:#10b981;color:#fff;font-size:0}
.t-step.done .t-step-dot::after{content:'✓';font-size:14px}
.t-step-info h5{font-size:14px;font-weight:700;color:var(--muted);margin:0}
.t-step-info p{font-size:12px;color:var(--muted);margin:0;opacity:.7}
.t-step.active .t-step-info h5{color:var(--em-dk)}
.t-card{background:#fff;border-radius:var(--r-xl);border:1.5px solid var(--border);box-shadow:var(--sh);overflow:hidden}
.t-card-head{padding:28px 32px 0;border-bottom:1px solid var(--border)}
.t-card-head h2{font-size:22px;margin-bottom:6px}
.t-card-head p{font-size:14px;color:var(--muted);margin:0 0 20px}
.t-form-body{padding:28px 32px}
.t-section{display:none}.t-section.active{display:block}
.t-field{margin-bottom:22px}
.t-label{display:block;font-size:12px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.7px;margin-bottom:8px}
.t-input{
  width:100%;border:1.5px solid var(--border);border-radius:var(--r-lg);
  padding:14px 18px;font-size:15px;font-family:'Sora',sans-serif;color:var(--txt);
  outline:none;transition:all .2s;background:#fff;
}
.t-input:focus{border-color:var(--em);box-shadow:0 0 0 4px rgba(0,230,118,.08)}
.t-input.error{border-color:var(--red);background:#fef2f2}
.t-input-amount{
  display:flex;border:1.5px solid var(--border);border-radius:var(--r-lg);
  align-items:center;padding:14px 18px;background:#fff;transition:all .2s;
}
.t-input-amount:focus-within{border-color:var(--em);box-shadow:0 0 0 4px rgba(0,230,118,.08)}
.t-input-amount .currency{font-weight:800;font-size:18px;color:var(--txt);margin-right:8px;flex-shrink:0}
.t-input-amount input{flex:1;border:none;outline:none;font-size:18px;font-weight:700;font-family:'Sora',sans-serif;color:var(--txt);background:transparent}
.t-row{display:grid;gap:16px;grid-template-columns:1fr 1fr}
.t-err{font-size:12px;color:var(--red);font-weight:600;margin-top:6px;display:none}
.t-btn-row{display:flex;gap:12px;margin-top:28px;padding-top:22px;border-top:1px solid var(--border)}
select.t-input{
  -webkit-appearance:none;appearance:none;cursor:pointer;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%236b7280' stroke-width='2'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right 14px center;padding-right:40px;
}
.bank-dropdown{
  position:absolute;top:calc(100% + 6px);left:0;right:0;
  background:#fff;border:1.5px solid var(--border);border-radius:var(--r-lg);
  max-height:220px;overflow-y:auto;z-index:50;box-shadow:var(--shf);display:none;
}
.bank-option{
  padding:12px 16px;font-size:14px;cursor:pointer;color:var(--txt);
  border-bottom:1px solid var(--border);transition:.15s;
}
.bank-option:last-child{border-bottom:none}
.bank-option:hover{background:rgba(0,230,118,.05);color:var(--em-dk);padding-left:20px}

/* Card preview */
.card-preview-wrap{perspective:1400px;width:100%;max-width:380px;height:220px;margin:0 auto 32px}
.card-inner{width:100%;height:100%;position:relative;transform-style:preserve-3d;transition:transform .7s cubic-bezier(.4,0,.2,1)}
.card-face{position:absolute;width:100%;height:100%;backface-visibility:hidden;border-radius:20px;padding:24px;overflow:hidden}
.card-front{
  background:linear-gradient(135deg,var(--dark) 0%,var(--dark3) 60%,var(--dark4) 100%);
  color:#fff;display:flex;flex-direction:column;justify-content:space-between;
}
.card-front::before{
  content:'';position:absolute;top:-30%;right:-10%;
  width:260px;height:260px;border-radius:50%;
  background:rgba(0,230,118,.06);pointer-events:none;
}
.card-back{background:linear-gradient(135deg,#111118 0%,#1e1e28 100%);transform:rotateY(180deg)}
.card-chip{width:42px;height:32px;background:linear-gradient(135deg,#d4af37,#aa8022);border-radius:6px}
.card-num,.card-num-disp{font-family:'Courier New',monospace;font-size:20px;letter-spacing:3px;color:#fff;margin:14px 0}
.card-bot{display:flex;justify-content:space-between;align-items:flex-end}
.card-label-sm{font-size:9px;text-transform:uppercase;letter-spacing:.8px;opacity:.6;margin-bottom:3px}
.card-val-sm{font-size:14px;font-weight:700;letter-spacing:.5px}
.card-network{font-style:italic;font-weight:900;font-size:20px;opacity:.8}
.mag-stripe{height:44px;background:#000;width:100%}
.sig-strip{
  height:38px;background:repeating-linear-gradient(45deg,#fff,#fff 2px,#f3f4f6 2px,#f3f4f6 4px);
  width:76%;margin:16px auto 0;border-radius:4px;
  display:flex;align-items:center;justify-content:flex-end;padding-right:12px;
}
.cvv-txt{font-family:'Courier New',monospace;font-size:16px;font-weight:700;color:#111;letter-spacing:2px}
.card-networks-row{display:flex;gap:8px;justify-content:center;flex-wrap:wrap;margin-bottom:24px}
.net-badge{background:var(--off);border:1.5px solid var(--border);padding:5px 12px;border-radius:var(--r-pill);font-size:11px;font-weight:700;color:var(--muted);transition:.2s}
.net-badge.active{background:var(--em);border-color:var(--em);color:var(--dark)}
.trust-row{display:flex;gap:16px;justify-content:center;padding-top:16px;border-top:1px solid var(--border);margin-top:20px}
.trust-badge{font-size:12px;color:#10b981;display:flex;align-items:center;gap:5px;font-weight:600}

/* OTP */
.otp-step{text-align:center;max-width:380px;margin:0 auto;padding:8px 0 16px}
.otp-icon{
  width:80px;height:80px;border-radius:50%;margin:0 auto 24px;
  background:rgba(0,230,118,.08);border:2px solid rgba(0,230,118,.20);
  display:flex;align-items:center;justify-content:center;font-size:34px;color:var(--em-dk);
}
.otp-step h3{font-size:22px;margin-bottom:8px}
.otp-step p{color:var(--muted);font-size:14px;margin-bottom:28px;line-height:1.6}
.otp-timer{color:var(--muted);font-size:14px;margin:16px 0}
.otp-timer span{color:var(--red);font-weight:700}

/* Transfer states */
.t-loader{text-align:center;padding:64px 32px}
.loader-ring{width:80px;height:80px;border:3px solid var(--border);border-top-color:var(--em);border-radius:50%;animation:spin .9s linear infinite;margin:0 auto 28px}
@keyframes spin{to{transform:rotate(360deg)}}
.t-loader h3{font-size:20px;margin-bottom:8px}
.t-loader p{font-size:14px;color:var(--muted)}
.t-success{text-align:center;padding:48px 32px}
.success-icon{
  width:80px;height:80px;background:#10b981;border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  font-size:36px;color:#fff;margin:0 auto 20px;
  animation:popIn .5s cubic-bezier(.34,1.56,.64,1) forwards;
  position:relative;border:4px solid #fff;box-shadow:0 8px 28px rgba(16,185,129,.3);
}
.success-icon::after{content:'';position:absolute;width:100%;height:100%;border-radius:50%;border:2px solid #10b981;animation:pulse 1.4s ease infinite}
@keyframes popIn{0%{transform:scale(0);opacity:0}100%{transform:scale(1);opacity:1}}
@keyframes pulse{0%{transform:scale(1);opacity:.7}100%{transform:scale(1.5);opacity:0}}
.success-label{
  display:inline-flex;align-items:center;gap:6px;
  background:rgba(16,185,129,.10);color:#10b981;
  font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:1px;
  padding:5px 14px;border-radius:var(--r-pill);margin-bottom:16px;
}
.t-success h2{font-size:24px;margin-bottom:6px}
.t-success p{color:var(--muted);font-size:14px;margin-bottom:24px}
.receipt{
  background:var(--off);border:1.5px solid var(--border);
  border-radius:var(--r-lg);padding:20px;max-width:340px;
  margin:0 auto 24px;text-align:left;position:relative;
}
.receipt::before,.receipt::after{
  content:'';position:absolute;width:16px;height:16px;border-radius:50%;
  background:#fff;border:1.5px solid var(--border);top:56px;
}
.receipt::before{left:-9px}.receipt::after{right:-9px}
.r-amount{text-align:center;margin-bottom:14px}
.r-amount span{font-size:12px;color:var(--muted);display:block;margin-bottom:4px;font-weight:600;text-transform:uppercase;letter-spacing:.5px}
.r-amount strong{font-size:28px;font-weight:900;color:var(--txt)}
.r-divider{border:none;border-top:1px dashed var(--border);margin:14px -20px}
.r-row{display:flex;justify-content:space-between;align-items:center;padding:5px 0;font-size:13px}
.r-row .k{color:var(--muted);font-weight:600;text-transform:uppercase;font-size:11px;letter-spacing:.4px}
.r-row .v{font-weight:700;color:var(--txt)}
.r-row .v.green{color:#10b981}
.t-declined{text-align:center;padding:48px 32px}
.decline-icon{width:80px;height:80px;background:rgba(239,68,68,.1);border:2px solid rgba(239,68,68,.25);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:36px;color:var(--red);margin:0 auto 20px}
.t-hold{text-align:center;padding:48px 32px}
.hold-icon{width:80px;height:80px;background:rgba(245,158,11,.1);border:2px solid rgba(245,158,11,.25);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:36px;color:#f59e0b;margin:0 auto 20px}

/* Modal */
.modal-overlay{
  position:fixed;inset:0;background:rgba(0,0,0,.6);
  backdrop-filter:blur(8px);z-index:99999;
  display:flex;align-items:center;justify-content:center;padding:20px;
  opacity:0;visibility:hidden;transition:all .3s;
}
.modal-overlay.active{opacity:1;visibility:visible}
.modal-box{
  background:#fff;border-radius:var(--r-xl);padding:40px 32px;
  max-width:420px;width:100%;text-align:center;
  transform:translateY(20px) scale(.97);transition:all .35s cubic-bezier(.34,1.56,.64,1);
  position:relative;overflow:hidden;box-shadow:0 32px 80px rgba(0,0,0,.25);
}
.modal-overlay.active .modal-box{transform:none}
.modal-blob{position:absolute;top:-50px;left:-50px;width:150px;height:150px;background:var(--em);opacity:.06;border-radius:50%;filter:blur(40px)}
.modal-icon{
  width:72px;height:72px;background:rgba(0,230,118,.08);
  border:1.5px solid rgba(0,230,118,.18);border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  font-size:28px;color:var(--em-dk);margin:0 auto 20px;
}
.modal-box h3{font-size:20px;margin-bottom:10px}
.modal-box p{font-size:14px;color:var(--muted);line-height:1.6;margin-bottom:28px}
.modal-secure{margin-top:18px;font-size:12px;color:var(--muted);display:flex;align-items:center;justify-content:center;gap:6px}

@media(max-width:991px){
  .transfer-layout{grid-template-columns:1fr}
  .t-sidebar{position:relative;top:0}
  .t-steps{flex-direction:row;flex-wrap:wrap;gap:8px;justify-content:space-between}
  .t-steps::before{display:none}
  .t-step-info{display:none}
  .t-step-dot{width:36px;height:36px}
}
@media(max-width:600px){.t-form-body{padding:20px 18px}.t-card-head{padding:20px 18px 0}.t-row{grid-template-columns:1fr}}

/* ── Go top ── */
.go-top{
  position:fixed;bottom:24px;right:24px;z-index:999;
  width:44px;height:44px;border-radius:var(--r-md);
  background:var(--em);color:var(--dark);
  display:flex;align-items:center;justify-content:center;
  font-size:18px;box-shadow:var(--she);
  opacity:0;transform:translateY(10px);transition:all .3s;cursor:pointer;
}
.go-top.visible{opacity:1;transform:none}
.go-top:hover{background:var(--em-dk);transform:translateY(-3px)}

/* ── Preloader ── */
.preloader{
  position:fixed;inset:0;z-index:99999;background:var(--dark);
  display:flex;align-items:center;justify-content:center;
  transition:opacity .5s,visibility .5s;
}
.preloader.done{opacity:0;visibility:hidden}
.preloader-ring{
  width:50px;height:50px;border:3px solid rgba(255,255,255,.08);
  border-top-color:var(--em);border-radius:50%;animation:spin .8s linear infinite;
}